Services

By addressing the 8 Wealth Management Issues and integrating them with Tax Planning, we are able to provide the following services:

Investment Management*

Portfolio Review
Asset Allocation
Brokerage Accounts
Variable Annuities

Cash Flow & Debt Management

Household Budgeting
Debt Analysis (Home Mortgage, Credit Card Debt, Auto Loans, Personal Loans)

Family Risk Management

Life Insurance
Disability Income Insurance
Long Term Care Insurance

Retirement Planning*

Traditional IRA
Roth IRA
401 (k) Planning
403 (b) Planning
Retirement Plans

Education Planning

529 College Savings Plans*
UTMA Custodial Accounts*
Special Needs Planning

Business Planning

Ownership Structure
Succession Planning
Retirement Plans (401k, Simple IRA, SEP IRA, Individual 401k)*
Cash Flow Management

Estate Planning

Wealth Distribution Planning
Will & Trust Planning
Charitable Giving
Asset Titling

Special Situations Planning

Life Event Planning (Marriage, Divorce, Inheritance)
Special Purchases

Tax Planning

Individual Tax Preparation and Planning (1040)
Small BusinessT ax Preparation and Planning (1065 & 1120-S)

*These services are offered by Michael Sciortino through his affiliation with HD Vest