Services

By addressing the 8 Wealth Management Issues and integrating them with Tax Planning, we are able to provide the following services: 

Investment Management* 

• Portfolio Review
• Asset Allocation
• Brokerage Accounts
• Variable Annuities

Cash Flow & Debt Management

• Household Budgeting
• Debt Analysis (Home Mortgage, Credit Card Debt, Auto Loans, Personal Loans)

Family Risk Management

• Life Insurance
• Disability Income Insurance
• Long Term Care Insurance

Retirement Planning*  

• Traditional IRA
• Roth IRA
• 401 (k) Planning
• 403 (b) Planning
• Retirement Plans

Education Planning

• 529 College Savings Plans*
• UTMA Custodial Accounts*
• Special Needs Planning

Business Planning

• Ownership Structure
• Succession Planning
• Retirement Plans (401k, Simple IRA, SEP IRA, Individual 401k)* 
• Cash Flow Management

Estate Planning

• Wealth Distribution Planning
• Will & Trust Planning
• Charitable Giving
• Asset Titling

Special Situations Planning

• Life Event Planning (Marriage, Divorce, Inheritance)
• Special Purchases

Tax Planning 

• Individual Tax Preparation and Planning (1040)
• Small BusinessT ax Preparation and Planning (1065 & 1120-S)

*These services are offered by Michael Sciortino through his affiliation with Avantax Investment Services^SM and Avantax Advisory Services^SM